Real estateSeptember 7, 20267 min48,200 views
Menin Uyum state mortgage: who can get 4% in 2026The SMC cut the rate to 4% for teachers, doctors and social workers. We break down the terms, the queue and the paperwork.
Real estate
Mortgages, SMC state programmes, housing prices in Bishkek and the regions
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Real estateSeptember 2, 20266 min31,700 views
Price per square metre in Bishkek: district prices for September 2026The average price per square metre in the capital has risen to $1,380. Where it is cheapest and which districts are rising fastest.
Real estateAugust 26, 20266 min19,400 views
Mortgage on a new build or resale flat: overpayment over 15 yearsBanks lend 1–2 points cheaper on new builds, but a resale flat needs no wait for completion. We run the numbers on real rates.
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Real estateAugust 18, 20265 min14,800 views
10% or 30% down payment: how it changes the paymentThe bigger the down payment, the lower the rate and payment. But sometimes it pays to put down the minimum and place the rest in a 17% deposit.
Real estateAugust 8, 20267 min22,600 views
How to check a developer before buying a flat in BishkekBuilding permit, the State Construction register, court cases and bank accreditation: 7 steps that protect you from an unfinished building.