Optima Leasing
Car leasing
- Appreciation
- 9% a year
- Advance from
- 20%
- Term up to
- 60 mo.
- Up to
- 30 M KGS
Business leasing in 2026
9 programmes from 6 leasing companies and banks: cars, machinery, equipment, farm machinery. Advance from 10%, appreciation from 6% a year.
9 offers
Optima Leasing
Equipment
- Appreciation
- 10% a year
- Advance from
- 25%
- Term up to
- 60 mo.
- Up to
- 50 M KGS
KICB Leasing
Equipment and machinery
- Appreciation
- 8% a year
- Advance from
- 20%
- Term up to
- 84 mo.
- Up to
- 100 M KGS
KICB Leasing
Commercial property
- Appreciation
- 8.5% a year
- Advance from
- 30%
- Term up to
- 120 mo.
- Up to
- 150 M KGS
Bai-Tushum Leasing
Farm machinery
- Appreciation
- 11% a year
- Advance from
- 15%
- Term up to
- 60 mo.
- Up to
- 15 M KGS
Asia Leasing
Cars and trucks
- Appreciation
- 12% a year
- Advance from
- 25%
- Term up to
- 48 mo.
- Up to
- 20 M KGS
Asia Leasing
Retail equipment
- Appreciation
- 14% a year
- Advance from
- 30%
- Term up to
- 36 mo.
- Up to
- 5 M KGS
Aiyl Bank
Agro leasing (state programme)
- Appreciation
- 6% a year
- Advance from
- 10%
- Term up to
- 60 mo.
- Up to
- 10 M KGS
How it works
- 1
Choose a product
Compare plans and rates with filters — only NBKR-licensed banks and official state programmes.
- 2
Leave a request
Name, phone and TIN — a manager will clarify your turnover and pick 2–3 options.
- 3
Sign the documents
Online via Tunduk or at a branch. The account is reserved in 5 minutes.
- 4
Get to work
Online banking, acquiring and a credit line are connected on the day the account is opened.
БО
Expert opinion
Bakyt Osmonov · Corporate finance expert, FinMarketKG
Start with state programmes: the Entrepreneurship Development Fund lends for investment projects at 8%, and Agriculture Financing-13 lends to farmers at 6–10%, while the market rate is 17–24%. Applications go through a partner bank, so prepare your business plan and financials in advance. For business accounts, count the full annual cost including payment orders and acquiring rather than the monthly fee — at 100 payments a month, a KGS 490 plan turns out cheaper than a 'free' one.
Leave a request — we'll find a business product
A FinMarketKG manager will compare terms of 20+ banks and call you back within an hour during business hours
Frequently asked questions
No extra collateral is needed — the leased asset itself serves; lease payments are expensed and reduce profit tax; advance from 10–20%; decision in 3–5 days. Appreciation of 6–14% a year is comparable to loan rates.
Secure
Data is protected to the PCI DSS standard and never shared with third parties
НБКР
FinMarketKG operates under the laws of the Kyrgyz Republic and works only with banks licensed by the NBKR
Free
Online
Customer reviews
Read all reviewsBank business products