Deposits, savings accounts, the DPA guarantee and how to save in som and currency
SavingsSeptember 7, 20267 min21,200 views
Children's savings deposit: how to save for a child's education by age 18A targeted deposit in a child's name helps you save for higher education through regular contributions and compounding interest. We walk through the math with a concrete example.
SavingsSeptember 2, 20266 min19,600 views
Dollar deposits at 5%: is it worth converting your somThe dollar rate holds around 87.45 som, while dollar deposits offer up to 5% per year versus 17% for som deposits. We calculate when a currency deposit is actually more profitable.
SavingsAugust 24, 20265 min12,800 views
How the DPA guarantee works: 200,000 som per depositorIf a bank loses its license, the Deposit Protection Agency will refund each depositor up to 200,000 som. We explain how this system works and how to properly spread a large sum across banks.
SavingsAugust 15, 20265 min15,300 views
Savings account or fixed deposit: which is better in 2026A savings account gives you access to your money at any time, while a fixed-term deposit offers a higher rate. We break down the difference with real numbers and explain who each option suits.
SavingsAugust 5, 20266 min24,700 views
Deposit rates are rising: where you can get 17%Kyrgyz banks have raised rates on fixed-term som deposits up to 17% per year — the highest in recent years. We look at who offers the best terms and where you can lose part of the return.