MBank
POS acquiring
POS- Fee
- 1.5%
- Terminal
- Free
- Settlement
- 1 business days
Business acquiring: 2026 rates
10 offers from 7 banks: POS, online and Elcart QR. Fees from 0.9%, free terminal.
10 offers
MBank
Elcart QR payments
Elcart QR- Fee
- 1%
- Terminal
- Free
- Settlement
- Instant
Optima Bank
POS acquiring
POS- Fee
- 1.8%
- Terminal
- Free
- Settlement
- 1 business days
Optima Bank
Online acquiring
Online acquiring- Fee
- 2.3%
- Terminal
- Free
- Settlement
- 2 business days
KICB
POS acquiring
POS- Fee
- 1.9%
- Terminal
- 12,000 KGS
- Settlement
- 1 business days
KICB
Online acquiring
Online acquiring- Fee
- 2.5%
- Terminal
- Free
- Settlement
- 1 business days
Demir Bank
POS acquiring
POS- Fee
- 2%
- Terminal
- 9,000 KGS
- Settlement
- 1 business days
Bakai Bank
POS acquiring
POS- Fee
- 1.7%
- Terminal
- Free
- Settlement
- 1 business days
How it works
- 1
Choose a product
Compare plans and rates with filters — only NBKR-licensed banks and official state programmes.
- 2
Leave a request
Name, phone and TIN — a manager will clarify your turnover and pick 2–3 options.
- 3
Sign the documents
Online via Tunduk or at a branch. The account is reserved in 5 minutes.
- 4
Get to work
Online banking, acquiring and a credit line are connected on the day the account is opened.
БО
Expert opinion
Bakyt Osmonov · Corporate finance expert, FinMarketKG
Start with state programmes: the Entrepreneurship Development Fund lends for investment projects at 8%, and Agriculture Financing-13 lends to farmers at 6–10%, while the market rate is 17–24%. Applications go through a partner bank, so prepare your business plan and financials in advance. For business accounts, count the full annual cost including payment orders and acquiring rather than the monthly fee — at 100 payments a month, a KGS 490 plan turns out cheaper than a 'free' one.
Leave a request — we'll find a business product
A FinMarketKG manager will compare terms of 20+ banks and call you back within an hour during business hours
Frequently asked questions
POS terminal — for shops and cafés (1.5–2%), Elcart QR — the cheapest option (0.9–1%) for small retail and services, online acquiring — for websites and apps (2.3–2.5%). Many banks bundle all three in one contract.
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НБКР
FinMarketKG operates under the laws of the Kyrgyz Republic and works only with banks licensed by the NBKR
Free
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Customer reviews
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