Microfinance organisations of Kyrgyzstan

First loan at 0% is real

Urgently needed KGS 10,000 before payday. Tez Akcha approved in 5 minutes; I repaid exactly 10,000 two weeks later with no interest.

Асель К., Бишкек · August 15, 2026

Car-secured loan

Needed KGS 400,000 for business. Salym Finance issued it against my Lexus in 2 days; I kept the car. Rate 28%.

Кубат Т., Бишкек · June 18, 2026

First loan really is at 0%

Borrowed KGS 10,000 for 14 days via Tunduk ID, repaid exactly 10,000. The second one is 1% a day — pricey, but it tides me over until payday.

Бека Р., Бишкек · August 26, 2026

Group loan for our cooperative

Five families took KGS 150,000 each to buy fodder. Mol Bulak came right to the village and processed everything in a day. Rate 24%, we repay after selling livestock.

Жылдыз М., Нарын · August 24, 2026

Pushy calls after a late payment

Three days late — five calls a day and messages to my relatives. Overpayment on KGS 20,000 over 30 days came to 6,000. Never again.

Руслан Э., Бишкек · August 22, 2026

Extension without penalties works

Couldn't repay KGS 25,000 on time, extended by two weeks in the app and paid interest only. Found no hidden fees.

Айнура Б., Каракол · August 20, 2026

Pawn loan against gold

Urgently needed KGS 60,000. Nur Credit valued the gold at 5,200 som per gram and issued the loan in 20 minutes at 3% a month. Redeemed it a month later, no issues.

Бакытбек С., Ош · July 3, 2026