KICB
Kyrgyz Investment and Credit Bank. Shareholders include EBRD, IFC and the Aga Khan Fund. A leader in reliability and digital services.
All 22 commercial banks licensed by the NBKR: customer rating, products, branches, exchange rates and bank details.
22 organisations
KICB
Kyrgyz Investment and Credit Bank. Shareholders include EBRD, IFC and the Aga Khan Fund. A leader in reliability and digital services.
MBank
Commercial Bank Kyrgyzstan — the country's most popular mobile app with over 2 million MBank users.
Optima Bank
The largest bank in Kyrgyzstan by assets, part of the Halyk Group. More than 70 branches across all regions.
Bakai Bank
One of the fastest-growing banks in Kyrgyzstan. Online loans in the app, cashback cards and attractive deposits.
Demir Bank
Demir Kyrgyz International Bank — the first foreign-owned bank in the Kyrgyz Republic. Strong card products and premium service.
Kompanion Bank
A bank with a regional development mission: farmer loans, green energy-efficiency loans and business lending.
FINCA Bank
Part of the international FINCA network. Loans for small businesses and farmers, express loans in the app.
Dos-Credobank
Universal bank focused on small business and consumer lending without income proof.
NBKR data as of 1 September 2026
23
commercial banks
700 KGS bn
sector assets
385 KGS bn
loan portfolio
470 KGS bn
household and business deposits
9%
NBKR key rate
The banking sector of Kyrgyzstan comprises 23 commercial banks supervised by the National Bank. Four banks are fully or partly state-owned. All banks take part in the deposit protection system: the Deposit Protection Agency guarantees up to KGS 200,000 per depositor per bank. Sector capital adequacy is 22% against a 12% requirement.
State-owned banks
Controlling stake held by the Cabinet of Ministers
Largest banks by assets
Top 5 by total assets as of 01.07.2026
Most reliable banks
International shareholders, customer rating 4.6+ and high capital adequacy
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НБКР
FinMarketKG operates under the laws of the Kyrgyz Republic and works only with banks licensed by the NBKR
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As of September 2026, 23 commercial banks operate under an NBKR licence. The largest by assets are MBank, Optima Bank, KICB, Bakai Bank and Demir Bank; together they control over 50% of sector assets.