Exchange rates, loans, cards, credit history and fraud protection
MoneySeptember 7, 20266 min38,900 views
The dollar rate in September 2026: what will happen to the som after the NBKR meetingThe dollar holds around 87.45 som with inflation at 5.8% and the NBKR key rate at 9%. We look at the factors that will influence the som's exchange rate through the end of the year.
MoneyAugust 31, 20267 min14,200 views
Loan refinancing: when it pays off and how much you can saveIf your old loan's rate is above market, refinancing at another bank can save tens of thousands of som. We calculate a real example and break down the hidden costs.
MoneyAugust 25, 20266 min17,500 views
Your credit score in "Ishenim": how to check and improve itThe "Ishenim" credit bureau keeps a record of every loan taken by residents of Kyrgyzstan. We explain how to get your report, what damages your score, and how to fix a poor credit history.
MoneyAugust 14, 20265 min22,400 views
Elkart vs Visa: which card should you chooseElkart wins on domestic fees, while Visa is indispensable abroad. We compare the national payment system with an international card across real usage scenarios.
MoneyAugust 4, 20265 min28,100 views
How to tell a fraudulent loan from a real oneFake MFOs online promise a loan without checks in 5 minutes and ask for a prepayment “for processing.” We break down the warning signs of fraud and how to verify an organization through the NBKR registry.