Financial products for business

Business accounts, loans, acquiring and leasing for sole traders and LLCs: 34 offers from 13 banks and state programmes of Kyrgyzstan. Compare and apply β€” a manager will find the terms.

Business accounts

Show all

3 offers

MBank

MBusiness

Opening
Free
Monthly fee
Free
Payment order
20 KGS
Acquiring
1.5%
Online banking
Online

Optima Bank

Start

Opening
Free
Monthly fee
Free
Payment order
25 KGS
Acquiring
1.8%
Online banking
Online

KICB

Lite

Opening
Free
Monthly fee
Free
Payment order
30 KGS
Acquiring
1.9%
Online banking
Online

3 offers

Aiyl Bank

Agriculture Financing-13

State programme
Rate from
6%
Up to
5 M KGS
Term up to
60 mo.
Collateral
Required

Entrepreneurship Development Fund

EDF β€” investment loan

State programme
Rate from
8%
Up to
30 M KGS
Term up to
84 mo.
Collateral
Required

Eldik Bank

Agriculture Financing-13

State programme
Rate from
8%
Up to
5 M KGS
Term up to
60 mo.
Collateral
Required

How it works

  1. 1

    Choose a product

    Compare plans and rates with filters β€” only NBKR-licensed banks and official state programmes.

  2. 2

    Leave a request

    Name, phone and TIN β€” a manager will clarify your turnover and pick 2–3 options.

  3. 3

    Sign the documents

    Online via Tunduk or at a branch. The account is reserved in 5 minutes.

  4. 4

    Get to work

    Online banking, acquiring and a credit line are connected on the day the account is opened.

Π‘Πž

Expert opinion

Bakyt Osmonov Β· Corporate finance expert, FinMarketKG

Start with state programmes: the Entrepreneurship Development Fund lends for investment projects at 8%, and Agriculture Financing-13 lends to farmers at 6–10%, while the market rate is 17–24%. Applications go through a partner bank, so prepare your business plan and financials in advance. For business accounts, count the full annual cost including payment orders and acquiring rather than the monthly fee β€” at 100 payments a month, a KGS 490 plan turns out cheaper than a 'free' one.

Leave a request β€” we'll find a business product

A FinMarketKG manager will compare terms of 20+ banks and call you back within an hour during business hours

Frequently asked questions

Estimate turnover and the number of payment orders per month: with 10–20 payments a free plan with a pricier per-payment fee wins, with 100+ a plan with a monthly fee. Check online banking, acquiring and branch proximity for cash deposits.

Customer reviews

Read all reviews

Aiyl Bank

Farm loan at 10%

Under the state agricultural finance programme I took KGS 800,000 for machinery. Processing took 2 weeks, but the rate is subsidised.

Π–Ρ‹Ρ€Π³Π°Π»Π±Π΅ΠΊ Π£., Нарын Β· August 1, 2026

FINCA Bank

Shop loan in 3 days

FINCA gave KGS 500,000 working capital at 22%. The loan officer came to the shop himself and we signed on the spot.

Азамат Π ., Ош Β· July 1, 2026

Kompanion Bank

Loan for a guesthouse on Issyk-Kul

Kompanion financed our guesthouse renovation β€” KGS 1.2M at 19% for 3 years with an off-season deferral. They understand the tourism business.

Π§Ρ‹Π½Π°Ρ€Π° Π–., ΠšΠ°Ρ€Π°ΠΊΠΎΠ» Β· July 24, 2026