Insurance online

We compare offers from 10 insurers licensed by the State Financial Supervision Service. No mark-ups, policy in 5 minutes.

Motor

MTPL (OSAGO)

Compulsory policy from KGS 1,500 per year. Quote by plate number in a minute.

KASKO

Protect your car from accidents, theft and natural hazards — from 3% of its value.

Life & health

Travel

Medical cover for visas and holidays — from KGS 40 per day.

Private health (DMS)

Programmes with the best Bishkek clinics — from KGS 12,000 per year.

Life insurance

Endowment and term programmes that protect your family.

Property

Mortgage insurance

Property, life and title for every bank in Kyrgyzstan — from 0.13% of the outstanding debt.

Flat & house

Flooding, fire, theft, earthquake — from KGS 1,500 per year.

No fees

Same price as at the insurer — no mark-up for comparison

Licensed insurers

Only companies from the State Financial Supervision Service register

Policy in 5 minutes

The electronic policy arrives by e-mail and SMS right after payment

Rating of insurance companies in Kyrgyzstan

Based on 2025 regulator data and FinMarketKG user reviews

All insurance companies

#	Company	Rating	Reviews	Payouts, KGS M	Payout ratio	Complaints solved	Payout time
1	Jubilee Kyrgyzstan	4.7	3,120	488	57%	97%	10 days
2	Kyrgyzstan Insurance	4.6	4,210	612	54%	96%	14 days
3	Bakai Insurance	4.5	2,680	371	51%	94%	15 days
4	Zdorovie Insurance	4.4	2,340	258	61%	93%	18 days
5	Eurasia Insurance	4.4	980	142	55%	95%	12 days
6	Ayu Insurance	4.3	1,890	204	48%	91%	20 days
7	ASKO	4.2	1,560	176	46%	89%	21 days
8	Kyrgyzinstrakh	4.1	1,230	163	44%	86%	25 days
9	Insurance Group	4.0	720	78	43%	84%	24 days
10	People's Insurance Company	3.9	640	64	41%	80%	30 days

Customer reviews

Read all reviews

Kyrgyzstan Insurance

MTPL in 7 minutes

Compared 6 insurers, picked the cheapest — KGS 2,350 for a Camry. The policy arrived by email at once. One star off for typing the VIN manually.

Тимур Ж., Бишкек · August 22, 2026

Jubilee Kyrgyzstan

Insurance saved us in Turkey

Our child fell ill in Antalya; we called a doctor via Jubilee's assistance. Everything was paid directly, we paid nothing. The policy cost KGS 1,100 for 10 days.

Мээрим Б., Каракол · August 6, 2026

Bakai Insurance

KASKO payout in 9 days

Hit in a car park, the culprit fled. Bakai Insurance assessed the damage at KGS 96,000 and paid within 9 days. Recommended.

Салтанат Н., Бишкек · July 14, 2026

Zdorovie Insurance

Health cover for the whole family

The Family+ plan at KGS 38,000 a year for four: Neomed and Emma clinics, dentistry. Saved more than we paid in six months.

Венера Ш., Бишкек · June 24, 2026

Ayu Insurance

MTPL in 7 minutes from my phone

Entered my plate number, the data pulled from the database, paid KGS 1,680 with an Elcard. The policy came via WhatsApp; the traffic police check it by QR.

Мирлан С., Бишкек · August 18, 2026

Jubilee Kyrgyzstan

Corporate health cover without paperwork

Set up private health cover for 40 employees. Jubilee attached us to three clinics; appointments via a call to the curator. Dentistry and tests are in the basic package.

Салтанат У., Бишкек · August 15, 2026

Kyrgyzstan Insurance

KASKO payout after 40 days

Hit in a car park, the culprit fled. Damage of KGS 95,000 was assessed and paid, but I waited 40 days instead of the promised 15. They didn't lowball the amount — a plus.

Эрлан Т., Бишкек · August 12, 2026

Zdorovie Insurance

Travel cover in Turkey actually worked

Our child got food poisoning in Antalya. We called the assistance line, a doctor came to the hotel within an hour, and the insurer paid for the medicines. The family policy cost KGS 2,400.

Айзада Н., Бишкек · August 10, 2026

НА

Expert opinion

Nurlan Asanov · Head of Insurance, FinMarketKG

The Kyrgyz insurance market doubled after compulsory MTPL was introduced in 2024. Do not pick an insurer on price alone: look at the payout-to-premium ratio and average settlement time — the leaders show 50–60% and 10–15 days. Any policy from our rating can be bought online, and FinMarketKG support will help you collect claim documents.