Optima Bank

4.712,840 reviewsLicence № 01972 · branches

About the bank

The largest bank in Kyrgyzstan by assets, part of the Halyk Group. More than 70 branches across all regions.

Key figures

NBKR reporting as of 01.07.2026, KGS billion

86.4

Assets

48.7

Loan portfolio

62.1

Deposits

12.8

Capital

12.3%

Market share

+ Pros

  • Largest ATM network — 380 machines
  • Backed by the Halyk Group (Kazakhstan)
  • Card cashback up to 5%

− Cons

  • •Deposit rates 1–2 pp below market
  • •Queues at central branches

According to FinMarketKG analysts

Licence
№ 019
Founded
1992
Head office
Бишкек
Head
Bekzhan Ibragimov
Opening hours
Пн–Пт 09:00–17:30
Phone
+996 (312) 90-59-59

Optima Bank products

Go to the section — the selection is already filtered by this organisation.

Optima Bank branches

Head office

Bishkek, Zhibek Zholu St 493

Пн–Пт 09:00–17:30

+996 (312) 90-59-59

Center branch

Bishkek, Chuy Ave 154

Пн–Сб 09:00–18:00

Asanbai branch

Bishkek, Akhunbaev St 97a

Пн–Сб 09:00–18:00

Vostok-5 branch

Bishkek, Tokombaev St 21/1

Пн–Пт 09:00–17:30

Osh branch

Osh, Lenin St 320

Пн–Пт 09:00–17:30

+996 (3222) 5-01-01

67 more branches nationwide — full list at optimabank.kg

Exchange rates at Optima Bank

Updated today at 09:05

All bank rates →

USD

↓87.20
↑87.60

EUR

↓101.30
↑102.40

RUB

↓1.0550
↑1.0900

KZT

↓0.1600
↑0.1680

Reviews · Optima Bank

Read all reviews

Optima Bank

Approved within an hour

Applied via FinMarketKG in the evening, Optima called in the morning and the money was on my card by lunch. KGS 300,000 at 21% for 3 years — better than the branch offered.

Айгерим Т., Бишкек · September 3, 2026

Optima Bank

Good rate, long queue

Optima's dollar rate on Chuy is among the best — 87.25 buy. But there's a 20-minute queue at lunch. Better to exchange in the app.

Руслан К., Бишкек · July 20, 2026

Optima Bank

Rate in Osh is worse than in Bishkek

At Optima's Osh branch the dollar sells 15 tyiyn dearer than the site shows for Bishkek. Staff explained the rate is regional. A single rate would be nice.

Азамат Ж., Ош · August 30, 2026

Optima Bank

Debit card with 8% on balance

Optima pays 8% p.a. on the Optima Plus card balance up to KGS 300,000. I keep my safety cushion there — handier than a deposit, funds always available.

Асель К., Бишкек · July 12, 2026

Optima Bank bank details

Full name
Optima Bank OJSC
BIC
109001
TIN
01812199510035
OKPO
20155621
Correspondent account at NBKR
1010126180140185
SWIFT
ENEJKG22
Registered address
493 Zhibek Zholu St, Bishkek 720021