Home insurance

Flooding, fire, theft, earthquake and liability to neighbours — from KGS 1,500 per year, no inspection

No inspection

Policies up to KGS 5M are issued from photos in 5 minutes

Neighbour protection

Liability for flooding neighbours is added for KGS 300–500

Earthquake

A separate risk that matters for Bishkek and Issyk-Kul

Frequently asked questions

Interior finish and utilities, contents (appliances, furniture), the structure (for houses) and third-party liability to neighbours — if you flood them or a fire starts through your fault.

Customer reviews

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Kyrgyzstan Insurance

MTPL in 7 minutes

Compared 6 insurers, picked the cheapest — KGS 2,350 for a Camry. The policy arrived by email at once. One star off for typing the VIN manually.

Тимур Ж., Бишкек · August 22, 2026

Bakai Insurance

KASKO payout in 9 days

Hit in a car park, the culprit fled. Bakai Insurance assessed the damage at KGS 96,000 and paid within 9 days. Recommended.

Салтанат Н., Бишкек · July 14, 2026

Ayu Insurance

MTPL in 7 minutes from my phone

Entered my plate number, the data pulled from the database, paid KGS 1,680 with an Elcard. The policy came via WhatsApp; the traffic police check it by QR.

Мирлан С., Бишкек · August 18, 2026

Kyrgyzstan Insurance

KASKO payout after 40 days

Hit in a car park, the culprit fled. Damage of KGS 95,000 was assessed and paid, but I waited 40 days instead of the promised 15. They didn't lowball the amount — a plus.

Эрлан Т., Бишкек · August 12, 2026

Bakai Insurance

Cheaper than competitors

Compared on FinMarketKG: Bakai Insurance quoted MTPL for a Hyundai Sonata at KGS 1,520, others started from 1,700. Done at the branch in 15 minutes.

Данияр О., Бишкек · July 16, 2026

Eurasia Insurance

KASKO on a new Chery at 3.2%

Eurasia offered KASKO with a KGS 10,000 deductible at 3.2% of the car's value — others start at 4%. Arranged at the dealership together with a Demir Bank loan.

Наргиза Т., Бишкек · June 28, 2026